How much does surrogacy cost?
Some say that the baseline cost for surrogacy is $60,000, but you are more likely to spend between $70,000 and $150,000. Part of that money goes to the surrogate to reimburse her for her vital part in the process. Other expenses include payments to your surrogacy lawyer, fees for social workers and counselors, the costs of various medical procedures, travel expenses, and other incidentals. The total price tag differs in every situation, since no pregnancy is predictable and no two surrogacy situations are exactly alike.
Will my insurance help with surrogacy costs?
Every insurance provider handles surrogacy situations differently, so it's best to direct your insurance-related questions directly to your provider. If you're working with an agency, the agency may require the surrogate to have her own insurance. Through your agreement with the agency and the surrogate, you will likely be covering some of the medical costs as well. Check with your agency if you have questions about what the surrogate's insurance actually pays.
Is surrogacy legal in my state?
Many states have a positive stance towards surrogacy. States that currently allow commercial surrogacy are Connecticut, Delaware, California, Maine, New Hampshire, Nevada, Oregon, Rhode Island and Washington, D.C. In Alaska, Arizona, Iowa, Idaho, Indiana, Mississippi, Montana, Nebraska, Tennessee, Virginia, or Wyoming, you're may encounter more roadblocks when you try to pursue surrogacy; and states like Louisiana, Michigan, New Jersey, New York, and Washington are downright prohibitive regarding compensated surrogacy. Other states such as Alabama, Arkansas, Colorado, Florida, Georgia, Hawaii, Illinois, Kansas, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, North Carolina, North Dakota, New Mexico, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Texas, Utah, Vermont, Wisconsin and West Virginia may permit surrogacy but additional factors should be considered. Learn about your state here.
Should I use a surrogacy agency?
An agency offers a series of safeguards that may not always be available with an independent surrogate. However, there are many surrogates who work independently and provide the same guarantees that an agency would. If you want to go the independent route, simply do the research and ensure that your surrogacy candidate lives a clean, healthy lifestyle, parents her own kids, and lives in a financially stable, emotionally supportive environment. Whether you go independent or choose an agency, hire a qualified assisted reproduction lawyer help you through the legal issues and agreements.
Why do I need legal protection?
A small percentage of surrogacy scenarios involve legal action on some level. In some cases, the IPs have to take legal action against the surrogate if she is going against the terms of the contract. Then there is the unlikely possibility that the surrogate may lay claim to the baby. Such cases are few and far between; but having a good ART lawyer on your side is crucial, just in case some sort of challenge occurs.
How do I make sure that my name is on the baby's birth certificate?
Ask your lawyer to file for a pre-birth order. This order tells the hospital that you and your partner are the intended parents and directs that they put your names on the birth certificate immediately once the baby is born. In some states, pre-birth orders aren't allowed, in which case your lawyer will help you file for a post-birth order that ensures your status as the parents and gives you all the legal rights you need.