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Lenders, insurance companies and even potential employers increasingly are turning to credit reports to determine what kind of rates you should pay and if you should be hired for a job.
A study conducted by the National Association of State Public Interest Research Groups (2004) found that 79% of all credit reports contain some type of error and up to 25% contain errors which could result in credit denials, increased interest rates, and lost employment opportunities.
Under the Fair Credit Reporting Act ("FCRA"), each of the nationwide credit reporting agencies is required to provide you with a free copy of your credit report, at your request, once every 12 months. AnnualCreditReport.com is the official site to request your free annual free credit report from the three nationwide credit reporting bureaus Equifax, Experian and Trans Union.
Before you become a victim of inaccurate information in your credit report, let us help you navigate the complex process of correcting those errors.
There Is No Easy Fix For Bad Credit
If you have questions about any aspect of correcting credit report errors and what we can
do for you, please contact us.