Helping You Protect Your Assets, Family and Personal Finances
Posted in Consumer Law, Identity Theft on Mar 26th, 2010
If you have been or fear you could be a victim of identity theft, you should put a fraud alert on your credit report to help prevent further damage to your identity and credit.
What is a Fraud Alert?
Placing a fraud alert on your credit report notifies anyone who pulls your credit report that your personal [...]
Posted in Consumer Law, Credit Report Errors on Feb 5th, 2010
Your credit score is based on several different aspects of your credit report. However, some aspects are more important than others and will contribute more to your overall credit score. Your credit score is composed of the following factors:
Payment History – 35%
Total Amounts Owed – 30%
Length of Credit History – 15%
New Credit – 10%
Type of [...]
Posted in Consumer Law, Credit Report Errors on Sep 9th, 2009
Your credit report contains information that many businesses use to make a decision about you. This includes banks, insurance companies, landlords, mortgage lenders, and even employers. It’s very important that you know what’s in your credit report and that you correct any inaccuracies to prevent negative effects on your financial health and welfare.